
Automated
Intelligent inbuilt micro services that minimize manual interventions and errors.

Manageability
A unified portal providing real-time insights and extensive monitoring tools for CKYC processes.

Full STP Processing
Featuring deduplication, artificial intelligence (AI), machine learning (ML), and image processing capabilities.

Compliant
Seamless integration with CERSAI CKYCR for intelligent search and download of CKYC data.

Customized
Auto-scaling, customizable configurations and high availability.

Automated Bulk KYC Upload/Download
Schedule bulk upload/download activities using the Straight Through Processing (STP) method on the CERSAI CKYC application. Interface with your customer’s KYC data repository and convert their data into CERSAI’s bulk upload format.

CKYCR API Integration
A fully automated system compliant with central KYC registry guidelines and norms. Seamless API integration of financial institutions' core data systems with CERSAI CKYCR for intelligent search and download of customer information.

API-Based Search & Download Solutions
Whitelist Internet protocol (IP) addresses for both financial institutions and CERSAI. Use API look-up to check the presence of required CKYC in the CERSAI database. Request and download client KYC from financial institutions. Auto-generate customer detail responses for requests initiated by financial institutions.

Update of KYC Record
Built-in Data Management System (DMS) for archival and retrieval of customer history data. Automated Secure File Transfer Protocol (SFTP) customer data capture. Intelligent process to identify multiple official valid documents (OVDs) of a single customer based on parameters like Date of Birth, PAN Number, Aadhaar Card, Driving License, Voter Card, etc.

Checker/Maker Functionality
Fully automated Checker/Maker functionality. Identify and deduplicate customers during onboarding.

Analytics & Insights
Region-wise and branch-wise analytics of pending, uploading, and uploaded CKYCR data. Real-time MIS Dashboard displaying details of accounts opened, uploaded, approved, and rejected daily. Comprehensive insights with probable matches, new customer notifications, notification management, and replicate modifications.

FAQ’s
All you want to know about the service
Central KYC Registry is a centralized repository of KYC records. Once the KYC documents are submitted by an individual, they are registered in the repository with a unique CKYC number. The CKYC number can be quoted instead of submitting physical KYC documents for any financial transaction. The CKYC repository can be accessed by all financial institutes for verifying the KYC details of their customers.
Once your KYC details are registered with CKYC, you will receive a 14 digit KYC Identification Number (KIN) number which you can quote for any kind of financial transaction and you don’t have to submit your KYC documents again unless there is a change in your KYC details.
Financial Institutions registered under RBI, SEBI, IRDAI and PFRDA can register their customers under CKYC. Once you have purchased any financial products such as opening a Bank account, Demat account, buying an Insurance policy or investing in Mutual Funds etc., these financial institutions will register your KYC with CKYC.
When you purchase any financial product from any of the financial institutions regulated by RBI, SEBI, IRDAI or PFRDA, these financial institutions will register your KYC details with the Central Registry of Securitisation and Asset Reconstruction and Security Interest of India (CERSAI).
CKYC API Integration is a cloud based application which connects with central KYC records registry to send/receive requests and responses for customer KYC verification and identification.
The public authority of India set up CERSAI (Central Registry of Securitization Asset Reconstruction and Security Interest of India) and has approved it to play out the elements of a Central KYC Registry, where it gets, stores, protects and recovers the KYC records in a digitalized format.
Filled & signed the CKYC application form
Identity Proof (Self-attested copy)
Residency Proof(Self-attested copy)
One photograph.
Reporting entities that are CKYC-registered have the option to integrate with CKYC via APIs.
APIs enable the retrieval and search of KYC records in real time.
Facilitates a streamlined Know Your Customer (KYC) experience, particularly when initiating a digital account.
During the account opening procedure, reporting entities with subsidiaries in multiple regions may utilise CKYC search and download APIs for Know Your Customer (KYC) purposes.